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When it comes to investing in the financial markets, there are various trading strategies to consider. In this article, we will delve into three popular trading strategies: day trading, swing trading, and long-term investing. Whether you are a novice investor or looking to expand your knowledge, this short intro guide via ChatGPT will provide you …
Continue reading “A Comprehensive Guide to the Big Three Trading Strategies”
Ever heard people talk about using AI to improve your life? Maybe creating workouts, or optimizing organization, and so on. But why not try creating an AI budget? Sure, you can always create your own, or go to someone else for help, but you can also just ask ChatGPT for help! I gave it a …
When applying for credit, you may come across the terms “hard credit check” and “soft credit check.” These are two different types of credit checks that lenders use to determine your creditworthiness. It’s essential to understand the differences between them, as they can affect your credit score. A hard credit check, also known as a …
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Have you ever heard someone say “I don’t want that raise since I’ll be in a higher tax bracket, and will end up making less money after taxes”? But is that true? Should you decline a small raise? Heck no!! Thanks to our progressive tax system, on the federal level and for many states, if …
Continue reading “Will You Be Making LESS After Taxes on Your Raise?”
Sure, the scary finance stats lists usually revolve around debt: credit card debt, student loan debt, etc. But what about some other scary finance stats that anyone can fix today, even if they are struggling with money? The first of the scary finance stats that anyone can fix, with zero money down, is to simply …
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It seems like everyone today is saying that daily coffee money spending is what’s keeping people broke. But I’m not in total agreement. Sure, if instead of spending $5 a day on coffee and instead investing it, you could end up with over 200 grand after 30 years. But also, there’s probably a lot of …
When I decided to pick my entire life up and move all the way to California from the Midwest for a job, I had no idea how expensive it would be! I received a $5000 relocation bonus for the new job, and figured that this would be more than enough for the move… But boy, …
Continue reading “How DoorDash Helped Me Supplement My Income When Moving Cross-Country”
When it comes to saving for retirement, individual retirement accounts (IRAs) are a popular choice. However, there are different types of IRAs to choose from, and it’s important to understand the differences between them before making a decision. In this article, we’ll compare the ins and outs of a Roth IRA and a traditional (normal) …
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With all the articles and opinions on finance I have, you may think that there is some complicated, long way I came about wanting to save and invest more. And sure, my parents did instill a lot of valuable financial ideas, but even then I still made a lot of mistakes. Even now, I still …
Tax season is upon us! And with that, many of us will be getting our tax returns, woohoo!! Time to go splurge at the mall right? Get those new shoes we’ve been eyeing, or maybe a new gaming system? But why not, instead of splurging on short term pleasure (unless it’s something you really need, …
Continue reading “How to Use Your Tax Refund to Improve Your Finances”