Is it crypto? Or a specific stock? Or maybe real estate? While these could work long term with smart investments and lots of research, they all come with far more risk than the options below! The first and easiest option is to simply put money into your company 401k! As long as your company offers …
Author Archives: FFF
Should you be worried about the Real Estate Market?
“US Housing Market Posts $2.3 Trillion Drop, Biggest Since 2008” was a recent headline from Bloomberg. Yahoo finance reported that “the total value of San Francisco homes fell 6.7% in December, to $517.5 billion, a $37.3 billion decline year over year.” That’s a whole heckuva lot of money! Should the everyday homeowner be worried? To …
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ChatGPT Predicts the Top 10 Stocks for 2030!
With the popularity of ChatGPT, I figured I’d give it a test and see what it thought about future stocks. With how volatile and unpredictable the stock market can be, I figured I’d first show this with a listing of the top 10 stocks over the years (by market valuation). Over the lifetime of the …
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Should I Get a Credit Card or Debit Card?
Both credit cards and debit cards are just smaller, plastic rectangles to replace larger, paper rectangles for payment, right? But what is the difference between them? They are both issued by banks. They both require a merchant to be accepting that brand of card. However, the biggest difference is the fact that, to use a …
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Is it a deduction? Is it a credit? A Beginner’s Introduction
With tax season upon us, I thought it was as good a time as ever for a short post about the differences between tax deductions and tax credits! Now, always make sure to research yourself, or even better, to hire a professional to help with your taxes (I will do a later post about the …
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How is my credit score calculated? I need help!
Believe it or not, it’s not magic! FICO uses a specific weighting scale to put out your credit score. With credit card debt increasing nationwide, and with the highest annual jump in more than two decades of 15%, I can think of no better time to discuss credit than now (1). Why do credit scores …
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