Scary Finance Stats You Can Change, Even With No Money

Sure, the scary finance stats lists usually revolve around debt: credit card debt, student loan debt, etc. But what about some other scary finance stats that anyone can fix today, even if they are struggling with money? The first of the scary finance stats that anyone can fix, with zero money down, is to simply …

Coffee Money Savings Hacks

It seems like everyone today is saying that daily coffee money spending is what’s keeping people broke. But I’m not in total agreement. Sure, if instead of spending $5 a day on coffee and instead investing it, you could end up with over 200 grand after 30 years. But also, there’s probably a lot of …

How DoorDash Helped Me Supplement My Income When Moving Cross-Country

When I decided to pick my entire life up and move all the way to California from the Midwest for a job, I had no idea how expensive it would be! I received a $5000 relocation bonus for the new job, and figured that this would be more than enough for the move… But boy, …

Roth IRA vs. Traditional IRA: Which is Best for Your Retirement Savings?

When it comes to saving for retirement, individual retirement accounts (IRAs) are a popular choice. However, there are different types of IRAs to choose from, and it’s important to understand the differences between them before making a decision. In this article, we’ll compare the ins and outs of a Roth IRA and a traditional (normal) …

Rocket Lab: Is This Small-Cap Stock Worth the Risk?

Small cap stocks are usually risky right? Especially when a similar industry stock just went bankrupt? Or is it just an opportunity? With Rocket Lab ($RKLB), I see an opportunity! After Virgin Orbit filed for bankruptcy on April 3rd, RKLB dropped 10% from the 3rd to the 5th! Additionally, in the beginning of March, two …

The Easy Trick to Saving Money: How Compound Interest Can Help You Reach Your Investment Goals

With all the articles and opinions on finance I have, you may think that there is some complicated, long way I came about wanting to save and invest more. And sure, my parents did instill a lot of valuable financial ideas, but even then I still made a lot of mistakes. Even now, I still …

How to Use Your Tax Refund to Improve Your Finances

Tax season is upon us! And with that, many of us will be getting our tax returns, woohoo!! Time to go splurge at the mall right? Get those new shoes we’ve been eyeing, or maybe a new gaming system? But why not, instead of splurging on short term pleasure (unless it’s something you really need, …

The Most Searched for Financial Information, per ChatGPT

So, originally I was going to make an article outlining the exact timeline of the Silicon Valley Bank collapse and the following government intervention. However, I was confused when ChatGPT started talking about SVB failing in 2008 or other old information, like SVB is a healthy bank and hasn’t had any issues. And then ChatGPT …

A Stock Pick Amidst the Financial Volatility

Bank of America (BAC) Company Overview Bank of America is the second largest banking stock in the world by market cap, behind only JPMorgan (1). Per their investor page: “Bank of America serves individual consumers, small and middle-market businesses, and large corporations with a full range of banking, investing, asset management, and other financial and …