A Comprehensive Guide to the Big Three Trading Strategies

When it comes to investing in the financial markets, there are various trading strategies to consider. In this article, we will delve into three popular trading strategies: day trading, swing trading, and long-term investing. Whether you are a novice investor or looking to expand your knowledge, this short intro guide via ChatGPT will provide you …

The Finances of Purchasing a House: A Comparison of 3 States

Purchasing a house is a significant milestone, and it’s important to understand the financial aspects involved. In this blog post, we will explore the finances of purchasing a house in three different states: California, Minnesota, and Texas. By examining the average house prices, mortgage rates, taxes, fees, and future costs, we will provide a comprehensive …

Can an AI Budget Help You Get Started?

Ever heard people talk about using AI to improve your life? Maybe creating workouts, or optimizing organization, and so on. But why not try creating an AI budget? Sure, you can always create your own, or go to someone else for help, but you can also just ask ChatGPT for help! I gave it a …

Will Getting a Credit Check Hurt Your Credit Score?

When applying for credit, you may come across the terms “hard credit check” and “soft credit check.” These are two different types of credit checks that lenders use to determine your creditworthiness. It’s essential to understand the differences between them, as they can affect your credit score. A hard credit check, also known as a …

Will You Be Making LESS After Taxes on Your Raise?

Have you ever heard someone say “I don’t want that raise since I’ll be in a higher tax bracket, and will end up making less money after taxes”? But is that true? Should you decline a small raise? Heck no!! Thanks to our progressive tax system, on the federal level and for many states, if …

Cheap Date Ideas for Uncertain Times: Get Creative and Have Fun!

With inflation sky high and economic uncertainty abound, it might be time to stay in and avoid any fun dates out and about, right? Wrong! There’s no reason to put your life on hold, even amidst banks closing, layoffs, mortgage fee increases, or whatever comes next! You will just need to get creative, and here …

Scary Finance Stats You Can Change, Even With No Money

Sure, the scary finance stats lists usually revolve around debt: credit card debt, student loan debt, etc. But what about some other scary finance stats that anyone can fix today, even if they are struggling with money? The first of the scary finance stats that anyone can fix, with zero money down, is to simply …

Coffee Money Savings Hacks

It seems like everyone today is saying that daily coffee money spending is what’s keeping people broke. But I’m not in total agreement. Sure, if instead of spending $5 a day on coffee and instead investing it, you could end up with over 200 grand after 30 years. But also, there’s probably a lot of …

How DoorDash Helped Me Supplement My Income When Moving Cross-Country

When I decided to pick my entire life up and move all the way to California from the Midwest for a job, I had no idea how expensive it would be! I received a $5000 relocation bonus for the new job, and figured that this would be more than enough for the move… But boy, …